ALL TOGETHER NOW

A single, powerful underwriting platform with the expertise of the nation’s leading specialty programs.

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Totalis Program Underwriters is a scaled and integrated platform providing specialty expertise and solutions for challenging and underserved areas of the market. With a growing collection of highly regarded specialty programs in multiple industries, we’re leveraging opportunities to enhance and innovate solutions for today’s most complex risks.

Totalis programs are all built to deliver superior customer service, disciplined underwriting expertise, and long-term profitability and sustainability for our valued distribution and carrier partners and insureds. Dedicated to continually elevating the breadth of knowledge and depth of experience essential to driving business growth, Totalis is where industries turn for solutions.

View all programs available on the Totalis platform.

Auto Services Program

High Mileage Warranties and Vehicle Service

Finance and Insurance (F&I) products such as high-mileage service contract and warranty programs for automobile dealerships.

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Blue Sky Property

Commercial Property Solutions

Commercial monoline E&S property solutions tailored for tough-to-place property risks in the hospitality, real estate and entertainment sectors.

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Brownyard Maclean

Security Guard and Alarm Industries

One-stop customized coverage solutions for the security guard, alarm and private investigator industry, including general liability, errors and omissions, auto and workers' compensation.

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CHES Special Risk

Canadian Insurance Solutions

Innovative commercial insurance solutions for the Canadian market, featuring over 300 products and a network of offices across Canada.

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Entertainment Risk

Bar, Tavern and Nightclub

Market-leading hospitality insurance, focusing exclusively on nightlife and entertainment venues with higher liquor sales.

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EverGuard

Restaurant, Bar and Tavern

Hospitality program for restaurants, bars and taverns, focusing on establishments with alcohol sales. Customized package product with industry-specific endorsements and coverage extensions.

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Equity Protection logo

Equity Protection Program

Home Equity Products

Individualized programs designed to increase the loan options available to lending institutions by expanding loan guidelines and parameters for a variety of home equity products in a fully insured portfolio program.

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EMS Medical Directors Insurance Program

EMS Medical Directors

General and Professional Liability coverage designed by EMS medical directors for EMS medical directors to addresses the unique risks and exposures of the profession. Available nationwide with no population or eligibility limitations.

Healthcare Insurance Program

Medical Malpractice

Medical malpractice coverage for a wide range of medical professionals and facilities, including urgent care clinics, occupational medical clinics, individual and group physician practices, and more.

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Insurance Specialty Group

Residential Construction

Commercial General Liability (primary and excess) and builders risk for residential homebuilders in challenging construction defect states. Offering project, practice and wrap policies as well as builders risk property policies.

Mexico Insurance Online Logo

Mexico Insurance Online

Cross-border Auto and Personal Lines

Short-term automobile policies, primarily for US citizens and Mexican nationals traveling into Mexico for business and pleasure trips, where the standard US personal auto policy does not provide coverage.

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MexiPass

Commercial and Personal Lines Solutions for U.S. Residents in Mexico

Commercial and personal lines insurance products designed to meet the needs of U.S. residents and businesses looking for insurance coverage in Mexico, including commercial auto and trucking, commercial packages, monoline risks, group benefits, international DIC wrap-ups, and personal U.S. and Mexican-registered vehicles, homes and watercraft.

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Outdoor Insurance Group

Outdoor Recreation and Hospitality

Solutions for the outdoor recreation and shooting sports industries, such as dude and guest ranches, outfitters and guides, hunting and fishing lodges, hunting leases, campgrounds and RV parks, rifle/pistol/trap and skeet shooting facilities, including the sale of firearms.

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Pantheon Risk

Management Liability

Comprehensive Directors and Officers (D&O) and Errors and Omissions (E&O) insurance solutions tailored to meet the unique needs of even the most complex risks. Coverage is written on an excess basis for a broad variety of entities, including both commercial and financial institutions for publicly traded, privately held and not-for-profit organizations.

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Park Shield

Manufactured Housing Communities and RV Parks

Tailored coverage and superior service provided to manufactured housing communities located across the US.

Pro Financial Services

Sports and Entertainment, Business and Medicine

Specialized disability insurance for talent in sports, entertainment, business and medicine to protect the assets and earnings of people whose futures depend on their continued ability to perform at elite levels.

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ProTek

Medical Device Manufacturers and Distributors

General and professional liability coverage for the medical device and equipment industry, including manufacturers, distributors, manufacturer’s reps, servicers/refurbishers and medical equipment leasing companies.

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QuadScore D&O

Regulated Industries

Comprehensive D&O liability coverage that safeguards leadership in highly regulated industries, delivered on a primary and excess basis throughout the United States and Canada.

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QuadScore

Regulated Industries

A premier insurance program offering tailored solutions for businesses in regulated industries, supporting cultivators, distributors, manufacturers, testing facilities, single-state and multistate operators, and retail establishments.

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Quantum Risk Solutions

Transportation

Various transportation insurance products to the transportation industry, including trucking, specialty haulers, paratransit, and the nonemergency medical transportation and public auto sectors.

Specialty Program Solutions

Forestry and Construction

Purpose-built insurance for the forestry and construction industry, including logging/lumbering operations and equipment, woodyard and sawmill equipment, construction contractor equipment and all other inland marine products.

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Totalis-Spotlight Entertainment

Entertainment Industry Insurance Products

Tailored coverage for the complex needs of companies that support promoted, produced or staged events in the entertainment industry.

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Tower Construction Risk

Specialty Builders Risk

TCR provides tailored builder’s risk insurance backed by highly rated carriers. We offer coverage options nationwide for new and renovation projects of all construction types, protecting your projects with comprehensive solutions and a commitment to delivering dependable, client-centered coverage.