Spotlight Entertainment Insurance
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Office Details
1155 S. Milliken Avenue, Suite B
Ontario, CA 91761
Phone: 951.888.3850
Fax: 951.618.4201
Totalis-Spotlight Entertainment Insurance specializes in providing insurance products to the entertainment industry. Highly specialized services demand highly specialized coverage products and support.
Spotlight Entertainment Insurance has taken over an existing product offering that has been in existence for over 25 years. With the experience of the Totalis-Spotlight team and the historical success of this program, we represent a great value for your customers.
This program encompasses every US state.
Industry Offerings
The backbone of the entertainment production industry revolves around the businesses that support promoted, produced or staged activities. Most producers or promoters do not purchase specialized equipment for their operations. They secure these items through rental house companies.
Placing comprehensive coverage in the rental, service and staging world can grow increasingly intricate — and that’s before considering whether your insurance program or partner is the best fit for your operation.
Our entertainment industry experts understand the nuances and challenges in your industry, specializing in coordinating coverage for your:
- Audio
- Lighting
- Visual/Display
- Rigging/Staging
- Mobile Stages
- Transportation
- Honeywagons/Mobile Restrooms
- Mobile Broadcasting
Lines of Coverage
Placing the Coverage Your Customer Needs
This program addresses the primary insurance needs of rental stores and services operations. Specific lines of insurance available include:
- Inland Marine (Equipment), Including Trailers
- General Liability
- Property
- Business Auto
- Umbrella Liability
Earthquake: Annual Aggregate |
$500,000 |
|---|---|
Flood: Annual Aggregate |
$500,000 |
Primary and noncontributory |
Coverage provided to additional insureds because of a written contract is provided on a primary and noncontributing basis if the contract includes such an agreement. |
|---|---|
Additional insured as required by written contract or permit |
Includes anyone the insured agrees in writing to treat as an additional insured, including:
|
- Additional Insured and Waiver of Subrogation provisions to satisfy the written, contractual obligations between you and your customers and business partners.
- Primary and noncontributory Additional Insured coverage when you have agreed to provide that level of coverage to another in a written agreement.
- Coverage for vehicles rented under an employee name when rented on your behalf and at your direction.
Lease gap and loan gap |
The Broad Form pays the outstanding balance of a lease or loan in the event of a total loss to a covered auto. |
|---|---|
Waiver of the smallest deductible |
The Broad Form waives the smallest applicable deductible when a single event results in damage to property covered by more than one Spotlight Entertainment insurance policy. |
Waiver of physical damage deductible glass repair |
Applies when damaged glass is repaired instead of replaced. |
Cancellation condition |
The Broad Form extends notice of cancellation to 60 days for all reasons other than nonpayment. |
Fellow employees exclusion |
Does not apply if workers’ compensation insurance is in-force for all employees. |
Hired auto physical damage |
When owned autos are insured, the Broad Form provides physical damage coverage up to $100,000 for any auto your client rents, loans or leases. |
Earthquake: Annual Aggregate |
$500,000 |
|---|---|
Flood: Annual Aggregate |
$500,000 |
Primary and noncontributory |
Coverage provided to additional insureds because of a written contract is provided on a primary and noncontributing basis if the contract includes such an agreement. |
|---|---|
Additional insured as required by written contract or permit |
Includes anyone the insured agrees in writing to treat as an additional insured, including:
|
- Additional Insured and Waiver of Subrogation provisions to satisfy the written, contractual obligations between you and your customers and business partners.
- Primary and noncontributory Additional Insured coverage when you have agreed to provide that level of coverage to another in a written agreement.
- Coverage for vehicles rented under an employee name when rented on your behalf and at your direction.
Lease gap and loan gap |
The Broad Form pays the outstanding balance of a lease or loan in the event of a total loss to a covered auto. |
|---|---|
Waiver of the smallest deductible |
The Broad Form waives the smallest applicable deductible when a single event results in damage to property covered by more than one Spotlight Entertainment insurance policy. |
Waiver of physical damage deductible glass repair |
Applies when damaged glass is repaired instead of replaced. |
Cancellation condition |
The Broad Form extends notice of cancellation to 60 days for all reasons other than nonpayment. |
Fellow employees exclusion |
Does not apply if workers’ compensation insurance is in-force for all employees. |
Hired auto physical damage |
When owned autos are insured, the Broad Form provides physical damage coverage up to $100,000 for any auto your client rents, loans or leases. |
Specialized Program
We are experts in protecting businesses that support the entertainment production industry. Spotlight Entertainment provides exceptional products and services in a unique space, and our team will work closely with you to design the right solution for your specific risks.
Practice Leaders
